LICENSE & INSURANCE INFORMATION
This page explains the requirements for helpers listing services on HIRERATED.com. We allow service providers to list only their labor rates for labor-only moves (where the customer is the one providing the truck, storage container, etc.)
STANDARD REPAIR COVERAGE INSURANCE: INCLUDED (FREE)
Covers up to $.60 per pound. After booking your order, you must activate the policy by completing an inventory form. Not available for same day orders.
Covers goods while they are being handled by the helpers. Covers goods while in transit in a storage container or a rental truck if helpers are hired via the HIRERATED marketplace to do both the loading AND the unloading.
FULL-VALUE COVERAGE: AVAILABLE FOR PURCHASE
MovingInsurance.com offers full value policies to cover the services of helpers who have an average review of 4.5 or better from their past customers.
Covers goods while they are being handled by the helpers. Covers goods while in transit in a storage container if the container is loaded & unloaded by helpers hired via the HIRERATED marketplace. Goods are not covered while in transit in a rental truck.
Not available on same day or next-day orders. Policies must be finalized with MovingInsurance.com at least 48 hours before the move date.
Standard Repair Coverage Insurance and Full Value Insurance does not cover damages that are sustained while items are being transported in a freight trailer (ABF, MoveAmerica, Old Dominion, etc). But if your items are damaged while being transported in a freight trailer and you believe improper loading techniques caused or contributed towards the damage you may file a complaint and be eligible to receive up to a full refund (capped at $1000) for damages under our Service Guarantee policy. The customer will need to provide proof that they provided adequate furniture pads and tie downs for protection of goods. In some cases, repair estimates and/or receipts are required, along with photos and proof of damage to receive the maximum reimbursement.
LICENSE INFORMATION: NONE REQUIRED
HIRERATED allows helpers to list their moving labor services only.
A special license isn't required to lift things into a truck or storage container.
COMMERCIAL LIABILITY: NOT REQUIRED
Hiring a service provider with this type of policy provides you with a level of security in the event you have to file a suit.
This type of insurance isn't required. However, if a company does carry this type of policy, you'll see it on their profile.